Property & Casualty Exam Secrets Study Guide
"How to Pass the Property & Casualty Insurance License Exam, using our easy step-by-step Property & Casualty Test study guide, without weeks and months of endless studying..."
If you need help with the Life & Health Insurance exam, please click here.
Dear Friend,
On a beautiful late spring afternoon, this past year, a young woman received some devastating news. She had just gotten back her Property & Casualty Test score. It was not what she had hoped for. In fact, it was not even close to her expectations.
She had failed the Property & Casualty Test.
She did not look forward to having to tell her embarrassing news to her friends and family, especially after she had boasted that it was no big deal.
"What will I do now?" she thought with dismay, slowly realizing the harsh reality of her predicament and its upsetting implications on her future.
How to Solve the Problem
Unfortunately, this hypothetical situation occurs all the time. Someone thought they were going to breeze through the Property & Casualty Test, become a licensed insurance sales agent, made plans for the future, and then got an embarrassing reality check from their Property & Casualty Test score.
The Property & Casualty Test is quite simply an objective measurement of the knowledge that should have been acquired by any candidate who is seeking licensure as an insurance sales agent.
State licensing boards use Property & Casualty Test scores as a uniform standard to determine who is qualified for licensure. While it may not be fair, an insurance agent's entire career may be dependent upon needing a passing Property & Casualty Test score.
That is the whole purpose of our Property & Casualty Exam Secrets study guide: to give test takers the keys to understand how to succeed on the Property & Casualty Test.
A Property & Casualty Test Study Guide Unlike Any Other
If you'd like to get the Property & Casualty Test score you deserve, to quit worrying about whether your Property & Casualty Test score is "good enough," and to beat the test taking game so you can become a licensed Property & Casualty insurance sales agent, then this might be the most important message you read this year.
Our comprehensive Property & Casualty Test study guide is written by our Property & Casualty Test experts, who painstakingly researched every topic and concept you need to know to pass your Property & Casualty Test. Our original research into the Property & Casualty Insurance License Exam, offered by the state licensing boards, reveals specific content areas and skills that are critical for you to know on the Property & Casualty Test. We've taken that information and developed a study guide that is guaranteed to help you be successful on the Property & Casualty Test.
Now, we know you may be skeptical, so let us give you three good reasons we can back up what we claim:
Three Reasons To Believe What We Say
Reason one:
Our company's name is Mometrix Media LLC, and we have a team of standardized test researchers who have worked on developing our Property & Casualty Test study guide. There are very strict standards for who gets to work on the team- we demand the best for our customers, and only those who met our exacting standards made the cut. Our dedicated research staff have years of combined experience in mastering the content and skills necessary to succeed on the toughest exams.
Reason two:
Some academic studies have revealed that test takers do not really benefit from traditional test preparation. But we knew there had to be a solution- if test takers were not doing well on the Property & Casualty Test despite high intelligence, there had to be a set of secret keys to the test that would open the door of success for these test takers.
We believe we have succeeded in finding the secret keys of this exam. What we found was surprising, and in some cases ridiculously simple once explained to the average test taker.
We put our findings together in a thorough, concise study guide that we believe allows any test taker, at any skill level, to improve his or her results dramatically with a minimum of effort.
Reason three:
We created this product in part because we were frustrated by the options available to test takers who really wanted to do well on the Property & Casualty Test.
A common approach is to TEACH the material, instead of TEACHING THE TEST. That's not necessarily good enough for the Property & Casualty Test- you have to know how to apply the knowledge. Most test takers already have a general knowledge of what will be covered on the exam.
One reason some test takers do well on test day is that they have made the critical connection between the material they learned and how to use that material to succeed on the Property & Casualty Test.
Our guide addresses the difference between merely knowing the material and knowing how to use the material to perform on test day.
You're going to save time, money, and aggravation. You'll learn to avoid the mistakes and bad strategies that you've been vulnerable to. Just for starters, here are some ways our product can help your Property & Casualty Test score...
Exclusive Test Taking Techniques
- Includes detailed instructions on how to get started so you can begin improving your scores immediately
- Courteous, unlimited customer service is 100% free- if you need the product emailed to a different address, lose the product, or have any other difficulty- help is just a short email away and our representatives are active 7 days a week helping customers
- Our research is 100% independent and original
- Our exclusive "calibration strategy" to help you never go too fast OR too slow when answering questions
- Our 5-step process that uses a "phased" approach to the use of study aids and practice tests
- How procrastination can kill your chance of success, and what to do about it
- How to know when you've studied as much as you need to- and why we think some people should spend LESS time studying
- The Top 20 things you should take care of within 24 hours of your test- use this list as a checklist to make sure you've taken care of the "little things" in addition to studying hard
- How to predict the right answer before you see the answer choices- and how to prevent wrong answers from "polluting" your mind and tempting you into a trap designed by the test writers
- Why answers that "sound" correct are often wrong- and how to tell the difference between right answers and clever-sounding traps
- Our "benchmark" method for deciding which answer choice to pick
- How random bits of information often "give away" the right answer in questions
- How to "milk the question" for clues to the right answer even if you have no idea what it is asking about
- How to avoid panicking when you don't know the answer to a question- we offer a systematic method that will serve as a "lifeline" when you need help
- What to do about tough questions that you have no clue how to answer- don't just give up, use our advice to make sure you give yourself the best chance of getting the right answer
- How to use our brainstorming method to get "inside the question" and reveal hard-to-find clues and things you didn't realize you knew
- Do you know what a "hedge phrase" is? Learn why looking for these key "weasel words" can help identify correct answers
- Why "new information" in answer choices almost always means that the answer choice is wrong- and how to avoid this trick planted by clever test writers
- Learn to avoid this time-draining mistake on tests- why technical terms you don't know can be a major stumbling block and waste precious time, and how to work around them
- The secret to using contextual clues to make important distinctions between right and wrong answer choices
- Two situations where you should NOT check your answers thoroughly
- How to avoid careless mistakes by using our quick "double check" system that will more than pay for itself relative to the time it will take you
- Test writers will often quote directly from the question in an answer- learn whether this is something you should trust or avoid
- Why "extreme statements" in answer choices are dead giveaways for wrong answers- find out how to detect the subtle differences between reasonable answers and those that are almost always wrong
- Learn how to group your answer choices into "families" that often narrows down the pool of correct answers- this is a quick way to immediately eliminate one or two answer choices and increase your odds of getting the question right
Now, you're probably wondering how and why we can do all those things.
Let us explain.
Before we go any further, let us clarify what Property & Casualty Exam Secrets is not. It is not a stale rehash of all of the things you have already learned.
Property & Casualty Exam Secrets is our exclusive collection of tips and information specially selected to give you the best results on the Property & Casualty Test for the least time spent studying. It's written in everyday language and is easy to use.
We cover the 5 essential skills necessary to do well on the Property & Casualty Test, plus comprehensive reviews covering individual subsections separately.
Don't take our word for it.
Listen to what our customers say about other Mometrix test preparation products.
I purchased your Secrets file, and I just wanted to let you know that I got a 99% on my test. I just want to thank you again, and hope you have continued success in your ventures. Sincerely, Paul L.
My name is Chris. I used the Secrets study guide for five days. The study guide made the test so easy to understand. Like you said this program is worth 100's of dollars. To me 1,000's!! THANKS, Chris G.
I just had to thank you guys for the test prep! I bought the guide as a last minute prep, I mean maybe 5 hours before the test. Like I said, I had ZERO preparation! I was nervous about the test let alone receiving the score I needed. I read the guide through only once before test time and needless to say, the only way I passed was thanks to your refresher!! Brian
Just dropping you a note to let you know that I am completely satisfied with the product. I had already taken the test once and landed in the 75 percentile of those taking it with me. I took the test a second time and used some of your tips and raised my score to the 97 percentile. Thanks for my much improved score. Denise W.
I heard about your website from a friend. I am enrolled in a review course, and in hindsight, I wish I wouldn't have taken my review course and instead spent a fraction of the money on your program. Thank you! Zac L.
To read even more testimonials, click here
Warning: Always Look for These 6 Criteria
There is a lot of confusion surrounding studying for the Property & Casualty Test, and standardized tests in general. In our opinion, these are the 6 criteria you should always look for in a study guide for the Property & Casualty Test:
One: It must be written by writers who have painstakingly researched the topics and concepts needed to succeed on the Property & Casualty Test. The blind cannot hope to lead the blind.
Two: It must be written in easy-to-use everyday language so all test takers can access the information.
Three: It should be to-the-point, with no fluff to distract the test taker from the truly important information.
Four: It must address the test first, the material second. If the material was the only thing that was important, then every test taker that understood the material should get a perfect score- that doesn't happen because there's a difference between simply knowing what's on the test and test performance. You want a study guide to close that gap.
Five: It must motivate the test taker to actually study. If it's hard to read, studying is slow and painful, and will produce meager results.
Six: The guide must be guaranteed- if you don't pass with flying colors, you get your money back- no questions asked.
You get at least 10 times your money's worth!
When you consider what's at stake with your exam, we believe the value of our study guide gives you at least ten times your money's worth.
In summary, here's what you get:
When you buy Property & Casualty Exam Secrets, it includes-
The 5 Secret Keys to Property & Casualty Test Success:
- Time is Your Greatest Enemy
- Guessing is Not Guesswork
- Practice Smarter, Not Harder
- Prepare, Don't Procrastinate
- Test Yourself
A comprehensive General Strategy review including:
- Make Predictions
- Answer the Question
- Benchmark
- Valid Information
- Avoid "Fact Traps"
- Milk the Question
- The Trap of Familiarity
- Eliminate Answers
- Tough Questions
- Brainstorm
- Read Carefully
- Face Value
- Prefixes
- Hedge Phrases
- Switchback Words
- New Information
- Time Management
- Contextual Clues
- Don't Panic
- Pace Yourself
- Answer Selection
- Check Your Work
- Beware of Directly Quoted Answers
- Slang
- Extreme Statements
- Answer Choice Families
A comprehensive Property & Casualty review including:
- Insurance Regulations
- Types of Licenses
- Process to Obtain License
- Producer Misconduct
- State and Federal Regulations
- Producer Regulations
- Federal Regulations
- General Insurance Concepts
- Concepts
- Risk
- Insurance Companies
- Market System Used By Insurance Companies
- Legal Responsibilities of a Producer
- Contract
- Basic Contracts
- Insurance Contracts
- Personal Auto Policy
- Uninsured/Underinsured Motorist
- Cancellation or Nonrenewal
- Producer Duties Regarding Lack of Insurance
- Personal Auto Policy
- Property Insurance Basics Principles
- Concepts and Policy Structures
- Principles and Concepts
- Losses
- Construction
- Loss Valuation
- Policy Structure
- Endorsement
- Common Policy Provisions for Property Insurance
- Common Policy Provision
- Property Coverage
- Casualty Insurance Basics
- Liability Policy Structure
- Home Owners Policy
- Homeowners
- Liability
- Components
- Commercial Property
- Additional Loss Condition/Coinsurance
- Commercial General Liability
- Personal And Advertising Injury Liability Coverage B
- Medical Payment Coverage C
- Crime And Fidelity Coverage
- Crime
- Commercial Auto
- Components Commercial Auto
- Business Auto Coverage
- Garage Coverage Form
- Truck Coverage
- Marine, Inland Marine and Aviation Insurance
- Marine
- Inland Marine
- Aviation
- Boiler And Machinery
- Farm Coverage
- Provisions
- Business Owner 2002 Form
- Purposes
- Workers' Compensation
- Description
- Exclusive Remedy
- Occupational Disease
- Second Injury Fund
- Federal Workers' Compensation Law
- Laws
- Workers' Compensation and Employment Insurance Policy
- Premium Computation
- Self Insured for Workers' Compensation
- Other Coverages and Options
- National Flood Insurance Program
- Umbrella Policy
- Specialty Liability Insurance
- Surplus Lines
- Surety Bonds
- Other Policies
- Glossary of Insurance Terms
- Frequently Used Abbreviations
plus other special tips and secrets to help you prepare for your exam...
This comprehensive package is available to you at the incredibly low price of $59.99.
Receive the Following Bonuses
Since we know it's 100% to your benefit to use our study guide, we want to further encourage you by also including the following with your order:
Study Secrets- The way to get the test score that you deserve is by proper preparation. That includes both knowing what to study and how to study. Our Property & Casualty Exam Secrets study guide will teach you what you need to know, but our Study Secrets bonus will show you HOW to use it to be successful on your Property & Casualty Test. Improving your ability to learn and to learn faster will accelerate your progress as you study for your test. Here is some of what is included:
- Starting off right by having the proper mindset and intensity
- Designing a plan, schedule, and goals that will help you target success
- Working through your preparation plan as you study
- Recognizing the difference between effective and ineffective studying
- Understanding how to use resources and identifying key information
- Being prepared for the unexpected and staying focused on exam day
Study Secrets teaches you everything you need to know about studying, so that you can maximize the effectiveness of the time you spend in preparation and are guaranteed to get the results you deserve on test day. Study Secrets is an in-depth, comprehensive study manual and is here available completely free along with your regular purchase of a copy of Property & Casualty Exam Secrets.
How to Overcome Test Anxiety- Do you get really nervous before important tests? If so, you could be suffering from a mild form of what's known as "test anxiety." This report gives you important research into test anxiety, including our exclusive tips on how to make your test-taking experience as stress-free as possible while maximizing your score.
How do you Prepare for the Job?- There is a lot of misinformation out there about what it takes to be hired by a company or agency. We try to shed some light on the situation and let you know exactly what you'll face when you're trying to find employment.
What Your Test Score Can Tell You About Your IQ- Did you know that standardized tests are structured to give a statistical "picture" just like an IQ test? In this report, we explain in easy-to-understand language how you can take your percentile score and convert that to your "test IQ"- you'll know exactly what your IQ is relative to others taking the test using our simple table- we've done all the complicated math, you just look it up.
What Skills are Important?- Every job comes with different requirements and skills necessary for success. As you peruse our list of skills and explanations, you might find that this is a perfect fit for your abilities, or even find some areas that you might need to brush up on.
Should You Retake Your Test?- There's a lot of confusion with regards to whether you should retake your test or not. This report shows you how to handle this complex question based on your personal situation.
What Does an Insurance Agent Do?- It would surprise you to know how many insurance agents couldn't adequately explain what exactly their job required when they got started. Make sure that you're up to date on all the requirements of the job and know what your typical day will look like as an insurance agent.
LIFETIME VALUE FREE BONUS
LIFETIME Free Upgrades And Product Replacement- at Mometrix Media, we're continually updating and improving our product to reflect the current version of the test. As our customer, you are entitled to free, lifetime updates of your product.
If there is ever a change to the test, or you would just like to get the latest copy (or even if you've lost your copy!) just send us an email and we'll cheerfully send you the latest version of the product via email, for free!
By the way, these bonuses are yours to keep even in the unlikely event you decide to take advantage of our ironclad money-back guarantee:
You can't lose with our 100%,
ironclad, moneyback guarantee
We insist that you order Property & Casualty Exam Secrets entirely at our risk. That's why it comes with a Risk-Free, 1-year 100% Money-Back Guarantee. There's absolutely NO RISK on your part. Why are we going to such great lengths?
Even though we are absolutely confident in the quality of our study manual and its ability to help you get the results you deserve, we want to completely eliminate any remaining doubts or concerns.
So go ahead and order your copy of Property & Casualty Exam Secrets today. Read it, use it, and profit from it. If you use any one of our secrets, and somehow fail to recoup your small investment in the form of the test result you want - send us an email at
, and you get an immediate 100% refund of your purchase price.
Now let us take this guarantee one step further. If you don't like this exclusive book for ANY reason you can return it for an immediate 100% refund of your purchase price. And remember, this is a 1 year guarantee. You're free to return it at any time, for any reason, up to one year after your purchase- no hassle, no questions asked.
We understand that it may be hard for you to believe that this sort of information really exists- something that is unconditionally guaranteed to work or your money back, and is being offered at such a low price. If you don't mind, let us speak from the heart and we'll let you in on one of our main motivations:
We're sick and tired of good people losing opportunities because of a test score.
A good test score opens doors- and when a door doesn't open, dreams and ambitions die, and we think that's a horrible thing.
If you think there's even the smallest chance that this material will help you, you owe it to yourself to try out our product. Don't let fear or doubt stand in the way of what could be your best opportunity to achieve the test score you need to fulfill the dream you deserve.
What we're saying is, don't decide now if this product is for you. Just get it and try it out. If it doesn't do everything we say and more, if you don't save time, money, and frustration, if it isn't what you thought it was, if it doesn't work for you, you have nothing to worry about because you can get every dime of your money back under our no-loopholes guarantee. So you have nothing to lose and everything to gain.
Get the Property & Casualty Exam Secrets Study Guide
Here's how to order right now!
Property & Casualty Exam Secrets can be ordered directly from this site. Your copy will typically ship within one business day from our shipping facility.
Or, if you prefer, you can order your study guide as an instantly downloadable ebook. It doesn't require any special software- if you can read this web page, and have access to a computer, you have all you need to start using and applying Property & Casualty Exam Secrets in just five minutes. You don't have to wait for anything to come in the mail. Download Property & Casualty Exam Secrets to your computer immediately!
Both versions are the same price and contain the same information- if you need instant access and are comfortable with ebooks, order the ebook. If you prefer a physical book and can wait for the product to arrive in the mail, order the printed book.
It's easy to order your copy of Property & Casualty Exam Secrets. Just click one of the links below.
Click here to order Property & Casualty Exam Secrets (printed book)
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Disclaimer: Mometrix Media LLC is not affiliated with or endorsed by any official testing organization. All organizational and test names are trademarks of their respective owners.
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